Has your debt been increasing lately? Are you exhausted from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you into more debt.
According to their clients they can help you control the majority of your debt , so you can finally take a couple of things off your shoulders.
But for some people the claims seem too good to be true.
You might be looking for anything that can help you resolve your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt works and what problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Zero Tax Debt Relief Program
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that will help you be more financially secure.
The process begins with requesting a free online savings estimate. The service is completely confidential, and they won’t be doing a credit check. With this estimate of savings, you will be able to learn more about the options to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to join. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt can be the company to answer all of your creditors’ calls. They will be the ones who will determine the terms of your repayment based on the status of your financial situation. Based on what works most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Furthermore they will also work with lenders to help you enjoy better rates when you make deposits to your savings account. This is then processed to pay creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills credit cards, and also line of credit. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get assistance with the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the sum you have. You can also ask questions during their free consult with their debt counsellor.
The most appealing aspect of the program is that you’ll only have to pay for the charges when your debt is paid off. All you need to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documents They will also gather all the paperwork you’ll need to file tax returns.
By using this program, you’ll be able to deal with different types of taxes such as garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
They have different solutions for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their forte, they don’t cater to all types of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if your debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Furthermore, this service is accessible to all 50 states in the event that you owe money to the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating the student loans they have to pay.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry charges from 15% to 25%.
In addition, customers can expect to settle their debt from two to four years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim you can save up to 30% if you include their fees in your equation.
However, the claim may depend on the situation. Some customers even claimed to save 50 to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program you can enroll in their credit repair program.
It’s an excellent option to rebuild your credit without having to go back into debt. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations with the help of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with . Therefore, if you’re trying improve your rating on your credit, this might set you back while you’re working on your obligations.
CureDebt does not have a mobile app available. While they do have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. Moreover the 20% service fee is cheaper than most firms that charge a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which would make it easier to track your progression. Zero Tax Debt Relief Program
But, they do have a great support team that you can contact them not just via email but also by phone or submitting an electronic ticket. Zero Tax Debt Relief Program
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Zero Tax Debt Relief Program
How long will it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.