Are you experiencing debt that has been increasing lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients, they can help you manage 80% of your debt so that you can take few things off of your shoulders.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before you begin the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company York Pa Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that can help you be more financially stable.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings, you will learn more about your other options in your journey to debt-free.
Savings estimates, which was mentioned before, gives you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of your creditor’s calls. They will also be the ones that will negotiate what you will pay for your settlement in accordance with the state of your finances. Based on what works most effectively for you, it can be either a lump sum settlement or an installment plan.
Additionally, they will work with creditors so that you can enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay back creditors. Their plans can help you settle the debt within two years.
After you’ve registered with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts Client Portal so that you can monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards and line of credit. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you own. You can also have questions answered during a free consult with their debt counselor.
The most appealing aspect of their plan is that you will only have to pay for the charges once your debt is settled. All you have to sign up to some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documentation They will also gather all the necessary paperwork to file tax returns.
With this program, you’ll be able to deal with different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices and is dependent on the amount you must settle.
There are a variety of options when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their forte but they aren’t able to cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if your loan or debt is linked to an actual item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Furthermore, this service is offered to all 50 states if you owe money towards the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate the student loans they owe.
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you can save up per month.
They also claim that you could save up to 30% if you include their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50% to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25%.
If you’re finished in the process of debt resolution, you could also sign up for their credit repair program.
It’s an excellent option to rebuild your credit without having to go in debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . So if you’re trying to improve your rating on your credit, this might delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Moreover, their 20% service cost is cheaper than most businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to track your progress.
However, they have a good support team, and you can reach them, not only via emails but also by phone or submitting an e-ticket. York Pa Property Tax Relief
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they provide are in your state.
FAQ York Pa Property Tax Relief
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower the amount of debt you have over time.