Are you experiencing debt that has been increasing lately? Are you burnt out from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because tried every thing.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can help you or put you into more debt.
According to their clients, they can help you control the majority of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Yearly Cost To American Tax Payr For Disaster Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer other services that can help you be more financially stable.
First of all, it begins with requesting a free savings estimate online. The service is completely confidential and won’t be doing a credit check. With this savings estimate, you will be able to learn more about the alternatives to debt-free.
Savings estimates, which was mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the company to handle all of the calls from your creditors. They’ll also be the ones who will determine what you will pay for your repayment depending on the condition of your finances. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or an installment plan.
Furthermore they will also be working with the creditors to ensure that you get better rates when you transfer money into your savings account, which in turn, will be processed to pay off the creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is log in to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards and also line of credit. They can also be approached to help settle any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the sum you have. Additionally, you can ask questions during their free meeting with their debt counsellor.
The greatest benefit of their program is that you only pay the fees when your debt is paid off. All you have to sign up for some of their programs, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require to file tax returns.
With this program, you will be able to deal with the various types of tax problems such as wage garnishments and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
There are a variety of options in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their specialty however, they do not offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They can’t help you if the loan or debt is linked to a physical item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Additionally, this service is offered across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt will also help you resolve the medical bills. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating the student loans they owe.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
They also do not charge high fees as well. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you save per month.
They also claim you can save up to 30% by incorporating their charges into your calculation.
However, this statement will differ based on your specific situation. Some customers even claimed to save 50 to up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief you may also sign up for their credit restoration program.
It’s an excellent way to restore your credit without having to go back into debt. However, the program lasts differently for each person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with your credit card. If you’re trying to improve your standing on credit scores, you may cause you to delay finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Additionally the 20% service fee is less expensive than the majority of companies that offer a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to look at your performance.
However, they have a competent support staff, and you can reach them not just via email but by phone or by submitting an electronic ticket. Yearly Cost To American Tax Payr For Disaster Relief
If your debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they provide are in your state.
FAQ Yearly Cost To American Tax Payr For Disaster Relief
How long will it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will assist you with issues like delinquent tax issues and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.