Has your debt been increasing lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because tried everything.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients they can help you control the majority of your debts so that you can take couple of things off your plate.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Wyoming Property Tax Relief Program
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. They also provide additional services to assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. With this estimate of savings, you will learn more about your alternatives to be debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of your creditor’s calls. They will also be the ones that negotiate the terms of your repayment depending on the condition of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or an installment plan.
Furthermore they will also be working with creditors to ensure that you get better rates when you transfer money into your savings account. This is then processed to pay back creditors. Their programs can assist you to get rid of debt in just two years.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is login to CuraDebts Client Portal to monitor your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, as well as lines of credit. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. However, you won’t get assistance with the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Certain violations may cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of the program is that you only pay the fees when your debt is paid off. All you have to sign up to one of their plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount you must settle.
They offer different options in the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to help you if the loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Furthermore, this service is available across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate the student loans they have to pay.
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies according to the amount you are able to save each month.
Also, they claim that you could save up to 30% when you factor in their costs into your calculations.
However, this statement will depend on the situation. Some customers have even talked about saving 50 to 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief, you may also sign up for their credit restoration program.
It’s a fantastic way to restore your credit without going in debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors with the help of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. So if you’re trying to increase your credit score, it may cause you to delay getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a website for clients but it’s outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Additionally, their 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which would make it easier to monitor your performance.
They do have a competent support staff and can be reached them not only through emails but by phone or by submitting an electronic ticket. Wyoming Property Tax Relief Program
If your debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Wyoming Property Tax Relief Program
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.