Has your debt been increasing lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can help you or help you get into more debt.
According to their clients they can help you control 80percent of your debt so that you can take few things off of your plate.
But for some people, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company World Relief Tax Forms
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that can help you be more financially secure.
It all starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to answer all of your creditors’ calls. They will also be the ones that determine what you will pay for your payment based on the status of your finances. In determining which option is the best your situation, the payment could be either a lump sum settlement or a payment plan.
Furthermore they will be working with the lenders to help you have better rates as you make deposits to your savings account. This, is then processed to pay the creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is login to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing your debt. They can negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills credit cards as well as lines of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get support for most cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt lets you repay debt for less than the amount you have. They also allow you to have questions answered during a free meeting with their debt advisor.
The best part about their plan is that you will only be charged after your debt has been settled. All you have to sign up for one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to solve different types of taxes such as wage garnishments and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
There are a variety of options in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their specialty however, they do not cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to help you if your credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Furthermore, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students with negotiating the student loans they owe.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. But, it also differs according to the amount you are able to save each month.
Also, they claim that you can save up to 30% when you factor in their costs into your calculations.
However, the claim may differ based on the situation. Some clients even mentioned saving 50 to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished by the program for debt relief, you can join their credit restoration program.
It’s an excellent option to rebuild the credit rating without having to go in debt again. However, the program lasts different for every person according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations by creditors with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with your credit card. Therefore, if you’re trying improve your credit score, it could cause you to delay getting rid of your debt.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more for these types of services. Moreover the 20% service fee is lower than many companies that offer the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to monitor your progression.
They do have a great support team that you can contact them not just via email but also via phone or submitting an e-ticket. World Relief Tax Forms
If debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they offer are available in your state.
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FAQ World Relief Tax Forms
How long will it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt has a tax relief program to help you with problems like delinquent tax and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to lower the amount of debt you have over time.
