Has your debt increased lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or put you in more debt.
According to their clients, they can help you control 80percent of your debts so that you can take couple of things off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before starting the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Working From Home Tax Relief Per Household
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide additional services to assist you in becoming financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll learn more about your alternatives to debt-free.
Savings estimates, as mentioned before, gives you an idea of your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the agency to answer all of the calls from your creditors. They’ll also be the ones who will negotiate conditions of the repayment depending on the condition of your finances. In determining which option is the best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Moreover they will also be working with the lenders to help you get better rates when you deposit money to your savings account. This in turn, will process to pay the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal so that you can monitor your performance.
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. They can help with medical bills, personal loans, credit cards and line of credit. They are also able to pay off any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The most appealing aspect of their program is that you only be charged once your debt is settled. All you have to sign up for any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation They will also gather all the documents you’ll require for tax returns.
With this program, you will be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions when it comes to the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their specialization but they aren’t able to offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able to settle taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states in the event that you have a debt to the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also help resolve the medical bills. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students negotiate any student loans that they owe.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
They also do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere from 15% to 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies depending on the amount that you save per month.
Also, they claim that you could save up to 30% by incorporating their fees in your equation.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you may join their credit repair program.
It’s a fantastic method to improve the credit rating without going back into debt. However, the program runs different for every person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any creditor violations with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with your credit card. Therefore, if you’re trying build a better rating on your credit, this could delay you from getting rid of your obligations.
CureDebt does not have a mobile app available. Although they have a website that clients can access, it looks old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more for these types of services. Moreover their 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to look at your performance.
However, they have a great support team and can be reached them not only through emails but also via phone or sending an electronic ticket. Working From Home Tax Relief Per Household
If debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your area.
FAQ Working From Home Tax Relief Per Household
How long will it take to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.