Has your debt been piling up lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can help you or put you in more debt.
According to their clients they can help you manage the majority of your debts so that you are able to take few things off of your mind.
For some, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Working Families Tax Relief Act Of 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer other services that can aid you in becoming more financially secure.
The process begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be doing a credit check. With this savings estimate you’ll be able to discover more about options to be debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program, CuraDebt will be the one to handle all of your creditor’s calls. They’ll be the ones who will determine the terms of your repayment in accordance with the state of your financial situation. In determining which option is the best for you, it can either be a lump sum settlement or a payment plan.
Furthermore they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with medical bills, personal loans credit cards, and lines of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. They also allow you to ask questions during their free meeting with their debt counsellor.
The best part about their program is that you’ll only have to pay for the charges once your debt is settled. All you have to sign up for any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial records They will also gather all the documents you’ll require for tax returns.
By using this program, you’ll be able to deal with various tax issues such as garnishments on wages, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount that you’ll must settle.
They offer different options for paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialty but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on loans that are not secured. They can’t help you if the loan or debt is linked to a physical item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off tax debts that were due to be paid without difficulty. Moreover, this type of service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating any student loans that they have to pay.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. But, it also differs depending on the amount that you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their fees in your equation.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally, they only charge a 20% fee while most companies charge you 25%.
If you’re finished with the debt settlement program, you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit score without going into debt again. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any violations of creditor with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. So if you’re trying to improve your rating on your credit, this may set you back while you’re finishing your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a client website however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition their 20% service cost is cheaper than most firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app that could make it easier for you to track your progression. Working Families Tax Relief Act Of 2021
But, they do have a great support team, and you can reach them, not only via emails but also via phone or submitting an electronic ticket. Working Families Tax Relief Act Of 2021
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Working Families Tax Relief Act Of 2021
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that will help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.
