Are you experiencing debt that has been increasing lately? Are you burnt out from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debts so that you are able to take few things off of your shoulders.
For some, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Withholding Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer other services that will help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. This service is very confidential, and they won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about the other options in your journey to be debt-free.
Savings estimates, which was mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They will also be the ones who determine the terms of your settlement depending on the condition of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or a payment plan.
Moreover, they will work with creditors so that you can have better rates as you transfer money into your savings account. This is then processed to pay back the creditors. Their programs can assist you to settle the debt within 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes personal loans, medical bills, credit cards and also line of credit. They can also be approached to pay off any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to have questions answered during a free consult with their debt advisor.
The greatest benefit of their plan is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up to one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require to file tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount you’ll must settle.
There are a variety of options when it comes to settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialty, they don’t cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Moreover, this type of service is offered across all 50 states, if you owe money towards the IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any loans they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from two to four years. This varies according to the amount you save per month.
Also, they claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also depend on the situation. Some clients even mentioned saving between 50% and 80%.
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The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program you may join their credit restoration program.
It’s an excellent way to restore your credit without going into debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also investigate any violations by creditors with the help of their own experts.
Some disadvantages to using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . So if you’re trying to improve your rating on your credit, this could set you back while you’re getting rid of your debt.
CureDebt does not have a mobile app. While they do have a client website however, it appears aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. Additionally their 20% service cost is cheaper than most companies that offer the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt does not have an app that would make it easier to look at your performance. Withholding Tax Relief
However, they have a great support team and can be reached them, not only via emails but also via phone or submitting an e-ticket. Withholding Tax Relief
If your debt is a big problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services that they provide are offered in your area.
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FAQ Withholding Tax Relief
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that will help you with problems such as late payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.
