Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you are able to take few things off of your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for something that will aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Wisconsin Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that will aid you in becoming more financially secure.
It all starts by requesting a no-cost savings estimate online. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll discover more about alternatives to be debt-free.
The savings estimate, which was mentioned earlier, provides you with an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They’ll also be the ones that negotiate the terms of your settlement in accordance with the state of your financial situation. Depending on which works most effectively for you, it could be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with lenders to help you have better rates as you make deposits to your savings account. This is then processed to pay off creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your performance.
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans, credit cards and also line of credit. They can also be approached to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get support for most cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their plan is that you’ll only be charged once your debt is settled. All you have to sign up for one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial records They will also gather all the necessary paperwork for tax returns.
Through this program, you’ll be able to solve different types of taxes like wage garnishments, tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount you’ll need to settle.
They offer different options in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any issues. Furthermore, this service is available across all 50 states, if you owe money to the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating the student loans they owe.
Personal and payday loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you can save up per month.
They also claim you can save as much as 30% if you include their fees in your equation.
However, the claim may differ based on your situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while many companies charge 25%.
If you’re finished in the process of debt resolution, you may also sign up for their credit restoration program.
It’s an excellent method to improve your credit score without going into debt again. However, the program runs differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . Therefore, if you’re trying improve your standing on credit scores, you might delay you from getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access but it’s aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more for these types of services. Moreover their 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that will make it easier to track your progress. Wisconsin Tax Relief
They do have a great support team, and you can reach them, not only via emails but also via phone or making an electronic ticket. Wisconsin Tax Relief
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Wisconsin Tax Relief
How long does it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that will assist you with issues such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.