Has your debt been increasing lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they are able to help or put you into more debt.
According to their clients they can help you manage 80percent of your debt so that you can finally take a couple of things off your shoulders.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Wisconsin Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer additional services to aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate on the internet. The service is completely confidential, and they won’t be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the other options in your journey to debt-free.
The savings estimate, which was mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to join. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the company to take care of all your creditors’ calls. They’ll also be the ones who determine conditions of the settlement in accordance with the state of your financial situation. Based on what works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Additionally, they will work with lenders to help you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay back creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with medical bills, personal loans credit cards and line of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The most appealing aspect of the program is that you will only be charged after your debt has been settled. All you have to sign up for some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork to file tax returns.
By using this program, you’ll be able to solve the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you’ll have to pay.
They have different solutions for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialization however, they do not cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without difficulty. Furthermore, this service is offered to all 50 states if you owe money in arrears to IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students with negotiating the student loans they have to pay.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of industry charges from 15% to 25 percent.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies depending on the amount that you save per month.
Additionally, they claim that you could save as much as 30% if you include their charges into your calculation.
However, the claim may differ based on your situation. Some clients even mentioned saving between 50% and 80%.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done by the program for debt relief you may join their credit repair program.
It’s a fantastic method to improve your credit without going into debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any violations of creditor using their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. If you’re trying to increase your credit score, it might cause you to delay finishing your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more for these types of services. Moreover their 20% service charge is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress, their website is not user-friendly. CuraDebt does not have an app that would make it easier to track your performance. Wisconsin Property Tax Relief
However, they have a competent support staff that you can contact them not just via email but by phone or by making an electronic ticket. Wisconsin Property Tax Relief
If debt is a big problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ Wisconsin Property Tax Relief
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt offers a program for tax relief to help you with problems such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.