Has your debt been piling up lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can help you manage 80% of your debts so that you are able to take couple of things off your mind.
For some they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before starting the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Will There Be A Tax Relief In 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. But they offer other services that will help you be more financially secure.
The process begins by requesting a free online savings estimate. This service is very confidential and they will not be doing a credit check. With this savings estimate, you will be able to learn more about the alternatives towards debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt will be the one to handle all of your creditors’ calls. They’ll also be the ones that determine what you will pay for your payment in accordance with the state of your finances. Based on what works best to you, this can be either a lump sum settlement or an installment plan.
Furthermore they will also be working with the creditors to ensure that you get better rates when you make deposits to your savings account, which in turn, will be processed to pay off the creditors. Their programs can assist you to settle the debt within two years.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on behalf of you for most types of debt. These include personal loans, medical bills credit cards, as well as loans. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of their program is that you will only have to pay for the charges once your debt is settled. All you have to do is sign up with one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents They will also gather all the documents you’ll require to file tax returns.
Through this program, you should be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices that is based on the amount you have to pay.
There are a variety of options for settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their forte, they don’t offer all kinds of debt settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any problems. Moreover, this type of service is available to all 50 states if you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating any loans they are owed.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
They also don’t charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also differ based on the situation. Some customers have even talked about saving 50% to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done with the debt settlement program you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without going in debt again. However, the program lasts differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any creditor violations with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with your credit card. Therefore, if you’re trying improve your credit score, it might delay you from working on your obligations.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access but it’s outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. Additionally, their 20% service charge is cheaper than most companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app, which would make it easier to track your performance.
However, they have a good support team and can be reached them not only through emails but also by phone or sending an electronic ticket. Will There Be A Tax Relief In 2021
If your debt is a big problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Will There Be A Tax Relief In 2021
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs that will help you with problems like delinquent tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.
