Are you experiencing debt that has been increasing lately? Are you burnt out from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they are able to help or help you get into more debt.
According to their clients they can assist you in managing 80% of your debt so that you are able to take couple of w
orries off your plate.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Will Tax Relief Continue
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer additional services to assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your options towards debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt is the one to handle all of your creditors’ calls. They will also be the ones that will determine the terms of your payment in accordance with the state of your finances. Based on what works best for you, it can be a lump-sum settlement or an installment plan.
Moreover, they will work with creditors to ensure that you get better rates when you transfer money into your savings account, which in turn, will process to pay back the creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they will provide you with access to your data 24/7. All you need to do is login to CuraDebts Client Portal to monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. These include medical bills, personal loans credit cards and loans. They can also be approached to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their plan is that you only pay the fees once your debt is settled. All you need to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you should be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount you’ll must settle.
They have different solutions when it comes to settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
While debt settlement is their specialization however, they do not offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if the credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any problems. Moreover, this type of service is accessible to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students with negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
They also don’t charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs according to the amount you save per month.
Also, they claim you can save up to 30% when you factor in their fees in your equation.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25 percent.
Next, if you’re done with the debt settlement program you may join their credit repair program.
It’s a fantastic option to rebuild the credit rating without going back into debt. However, the program runs differently for each person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any creditor violations using their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with your credit card. If you’re trying to increase your standing on credit scores, you could delay you from finishing your credit card debt.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access but it’s old and mundane. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more for these types of services. Moreover their 20% service charge is lower than many businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your progression.
However, they have a good support team and can be reached them, not only via emails but also via phone or making an electronic ticket. Will Tax Relief Continue
If credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Will Tax Relief Continue
How long does it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.
