Have your debts increased lately? Are you tired of trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can help you or help you get into more debt.
According to their clients, they can help you manage the majority of your debts so that you are able to take few things off of your plate.
But for some people the claims seem too good to be true.
If you’re looking for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Will Nys Get Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer other services that can help you be more financially stable.
The process begins by requesting a free online savings estimate. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings, you will be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to handle all of your creditor’s calls. They’ll also be the ones who will determine what you will pay for your settlement based on the status of your financial situation. Depending on which works best for you, it could be either a lump sum settlement or a payment plan.
Furthermore they will be working with lenders to help you get better rates when you deposit money to your savings account, which is then processed to pay back creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to track your performance.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards and also line of credit. They can also be approached to settle any outstanding amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive support for most cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The most appealing aspect of their plan is that you’ll only be charged when your debt is paid off. All you have to do is sign up with some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll have to pay.
They offer different options for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their forte however, they do not offer all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They can’t assist you if your debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Additionally, this service is offered to all 50 states if you owe money to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve any medical-related debt. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating any loans they owe.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t have high-cost costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you save per month.
Also, they claim you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will differ based on your specific situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25%.
Then, if you’re done by the program for debt relief, you could join their credit repair program.
It’s a fantastic option to rebuild your credit score without going into debt again. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any violations by creditors with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to improve your rating on your credit, this could cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app. While they have a website for clients but it’s old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on these kinds of services. Moreover, their 20% service charge is lower than many companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which will make it easier to monitor your progress.
They do have a competent support staff and can be reached them not just via email but by phone or by sending an e-ticket. Will Nys Get Tax Relief
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services that they provide are offered in your area.
FAQ Will Nys Get Tax Relief
How long does it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt offers a program for tax relief that can help you with problems like delinquent tax and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower the amount of debt you have over time.