Has your debt increased lately? Are you burnt out from trying various financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or help you get into more debt.
According to their customers, they can help you control 80percent of your debt , so you are able to take couple of things off your mind.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt operates and what issues it could help solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Will County Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. However, they also offer other services that can aid you in becoming more financially secure.
It all begins by requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. By using this estimate of savings you’ll learn more about your options to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt can be the company to handle all of the calls from your creditors. They will also be the ones who will negotiate conditions of the settlement based on the status of your financial situation. Based on what works best for you, it can be a lump-sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors so that you can enjoy better rates when you make deposits to your savings account, which in turn, will be processed to pay the creditors. Their plans can help you pay off the debt in two years.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you have to do is sign in to CuraDebts the client portal to monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans credit cards, and line of credit. They can also be approached to pay off any remaining balance of business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get support for most claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations may result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The best part about their program is that you’ll only pay the fees when your debt is paid off. All you have to sign up to one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to solve the various types of tax problems such as wage garnishments and tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount you need to settle.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Additionally, this service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any loans they owe.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
On average, this type of industry charges from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in 2 to 4 years. This varies depending on the amount that you save per month.
Also, they claim you can save up to 30% when you factor in their costs into your calculations.
But this claim will also depend on the situation. Some customers even claimed to save 50 to 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25%.
Next, if you’re done by the program for debt relief you can also sign up for their credit repair program.
It’s a great way to restore the credit rating without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. Therefore, if you’re trying build a better standing on credit scores, you may delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they have a website that clients can access but it’s old and mundane. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. In addition, their 20% service fee is cheaper than most firms that charge the 25% cost. There is no upfront payment, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to track your progression. Will County Property Tax Relief
They do have a good support team, and you can reach them not only through emails but by phone or by submitting an e-ticket. Will County Property Tax Relief
If the problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they provide are in your state.
FAQ Will County Property Tax Relief
How long will it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.