Have your debts been increasing lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients, they can help you manage the majority of your debts so that you can take few things off of your shoulders.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Who Qualifies For The Nys Tax Relief Check
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide other services that can help you be more financially stable.
It all begins by requesting a free savings estimate online. It is a completely private service and they will not be doing a credit check. With this estimate of savings, you will learn more about your options to debt-free.
Savings estimates, as we’ve mentioned before, gives you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones that will negotiate conditions of the payment based on the status of your finances. Based on what works most effectively your situation, the payment can be a lump-sum settlement or a payment plan.
Additionally they will also be working with creditors so that you can enjoy better rates when you deposit money to your savings account, which in turn, will process to pay back creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they will allow you access to your information 24/7. All you have to do is login to CuraDebts the client portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans, credit cards and also loans. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt advisor.
The greatest benefit of their program is that you will only have to pay for the charges when your debt is paid off. All you have to sign up for some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to resolve various tax issues such as garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options when it comes to the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization, they don’t offer all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your loan or debt is linked to a physical item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any problems. Additionally, this service is accessible across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they are owed.
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they do not charge high charges either. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will depend on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. In addition they charge only a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you can enroll in their credit restoration program.
It’s an excellent method to improve your credit without going into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any violations by creditors using their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. If you’re trying to increase your rating on your credit, this might set you back while you’re working on your credit card debt.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. Moreover, their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt isn’t even an app that would make it easier to track your progression.
However, they have a competent support staff that you can contact them not just via email but also by phone or making an e-ticket. Who Qualifies For The Nys Tax Relief Check
If the debt is a big problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they provide are in your state.
FAQ Who Qualifies For The Nys Tax Relief Check
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.