Have your debts been increasing lately? Are you burnt out from trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can help you control 80% of your debt so that you can take couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Who Is Eligible For The Property Tax Relief In Kansas
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. They also provide other services that can aid you in becoming more financially stable.
First of all, it begins by requesting a free savings estimate online. This service is very confidential and won’t be conducting a credit screening. With this savings estimate, you will learn more about your other options in your journey towards debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt is the agency to take care of all your creditor’s calls. They’ll also be the ones that will determine conditions of the repayment depending on the condition of your financial situation. Based on what works best to you, this could either be a lump sum settlement or an installment plan.
Additionally, they will be working with creditors to ensure that you have better rates as you deposit money to your savings account. This is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans, credit cards and line of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt counselor.
The most appealing aspect of their program is that you will only be charged after your debt has been settled. All you have to do is sign up with one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve the various types of tax problems such as garnishments on wages and tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing that is based on the amount you need to settle.
They have different solutions in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their forte however, they do not cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They can’t help you if the loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off taxes that are due without difficulty. Moreover, this type of service is offered to all 50 states in the event that you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some instances, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students with negotiating any student loans that they owe.
Payday loans and personal loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
Also, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25 percentage.
Moreover, clients can expect to settle their debts within two to four years. But, it also differs in relation to the amount you are able to save each month.
Also, they claim you can save up to 30% by incorporating their fees in your equation.
However, the claim may differ based on the situation. Some clients even mentioned saving between 50% and up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas many companies charge 25%.
If you’re finished by the program for debt relief you may enroll in their credit restoration program.
It’s a great option to rebuild your credit without going into debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with your credit card. If you’re trying to build a better credit score, it could delay you from getting rid of your obligations.
CureDebt also doesn’t offer a mobile application. Although they have a client website however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Moreover their 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app, which could make it easier for you to monitor your performance.
They do have a good support team and can be reached them not just via email but by phone or by sending an e-ticket. Who Is Eligible For The Property Tax Relief In Kansas
If credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they provide are in your state.
FAQ Who Is Eligible For The Property Tax Relief In Kansas
How long does it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower the amount of debt you have over time.