Have your debts increased lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they can assist you or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debts so that you can finally take a few things off of your plate.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper review of the way CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Who Is Eligible For Property Tax Relief In New Jersey
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that will help you be more financially secure.
It all begins by requesting a free savings estimate online. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings you’ll learn more about your options to be debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the agency to take care of all the calls from your creditors. They’ll be the ones who negotiate what you will pay for your payment depending on the condition of your finances. In determining which option is the best for you, it can be either a lump sum settlement or an installment plan.
Furthermore they will also be working with the creditors to ensure that you get better rates when you deposit money to your savings account, which in turn, will process to pay back creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal to monitor your progress.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. This includes medical bills, personal loans, credit cards and loans. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. Additionally, you can ask questions during their free consultation with their debt counselor.
The best part about their plan is that you will only have to pay for the charges when your debt is paid off. All you have to sign up for any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to solve different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you must settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any problems. Moreover, this type of service is offered to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating any student loans that they owe.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
Also, they claim that you could save up to 30% if you include their costs into your calculations.
However, the claim may differ based on the situation. Some customers have even talked about saving 50 to up to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done by the program for debt relief, you can join their credit restoration program.
It’s an excellent way to restore your credit without going back into debt. The program is however designed differently for each person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the assistance of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . Therefore, if you’re trying improve your standing on credit scores, you could cause you to delay working on your debt.
CureDebt also doesn’t have a mobile app. While they do have a website for clients however, it appears aged and simple. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on those types of services. Moreover, their 20% service cost is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt does not have an app that could make it easier for you to look at your performance.
However, they have a great support team that you can contact them not just via email but also via phone or making an e-ticket. Who Is Eligible For Property Tax Relief In New Jersey
If your credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
FAQ Who Is Eligible For Property Tax Relief In New Jersey
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.