Has your debt been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can assist you or put you in more debt.
According to their clients, they can help you control 80% of your debt , so you can finally take a few things off of your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Who Do I Call About Tax Relief Credit Checks
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer additional services to aid you in becoming more financially stable.
It all begins by requesting a free online savings estimate. It is a completely private service and won’t be conducting a credit screening. With this estimate of savings, you will discover more about other options in your journey towards debt-free.
Savings estimates, which was mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt is the one to take care of all the calls from your creditors. They’ll also be the ones who negotiate what you will pay for your settlement based on the status of your finances. Based on what works most effectively your situation, the payment can either be a lump sum settlement or an installment plan.
Additionally they will work with creditors so that you can have better rates as you deposit money to your savings account. This in turn, will process to pay back the creditors. The plans they offer can help you pay off the debt in two years.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to track your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills, credit cards and line of credit. They can also be approached to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The best part about the program is that you only have to pay for the charges after your debt has been settled. All you need to sign up for one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation, they will also collect all the documents you’ll require for tax returns.
With this program, you will be able to solve different types of taxes such as wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they help you with?
Although debt settlement is their specialization however, they do not offer all kinds of settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to a physical item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Moreover, this type of service is accessible to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students negotiate any student loans that they are owed.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
They also don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15% and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies in relation to the amount you save per month.
Also, they claim that you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will depend on the situation. Some customers have even talked about saving 50 to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done with the debt settlement program, you could enroll in their credit repair program.
It’s a fantastic way to restore your credit score without having to go in debt again. The program is however designed in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . So if you’re trying to increase your rating on your credit, this might cause you to delay finishing your debt.
CureDebt also doesn’t have a mobile app available. While they have a website that clients can access, it looks old and mundane. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on those types of services. Moreover, their 20% service charge is lower than many companies that offer the 25% cost. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app, which would make it easier to look at your progress.
But, they do have a good support team that you can contact them not only through emails but also via phone or submitting an e-ticket. Who Do I Call About Tax Relief Credit Checks
If your credit card is a major problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they provide are in your area.
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FAQ Who Do I Call About Tax Relief Credit Checks
How long does it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs that will help you with problems such as late payroll tax and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.
