Has your debt been increasing lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried everything.
In most cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can help you control 80percent of your debts so that you are able to take couple of w
orries off your mind.
But for some people the claims seem too good to be true.
If you’re looking for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Which Of The Following Court Can Relief Taxpayer Of Tax Liability Without Payment
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that will aid you in becoming more financially secure.
It all begins by requesting a free online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to learn more about your other options in your journey towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the one to handle all of your creditor’s calls. They’ll also be the ones who will determine what you will pay for your payment based on the status of your financial situation. Depending on which works most effectively to you, this can be a lump-sum settlement or a payment plan.
Additionally, they will be working with lenders to help you enjoy better rates when you deposit money to your savings account, which in turn, will be processed to pay creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills credit cards, and loans. They are also able to pay off any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get assistance for the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt lets you repay debt for less than the amount you own. You can also have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their plan is that you’ll only pay the fees after your debt has been settled. All you have to sign up for one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
Through this program, you’ll be able to resolve the various types of tax problems like garnishments on wages and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you need to settle.
They offer different options in the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They can’t help you if the debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Furthermore, this service is accessible to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some instances, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. Only pay when you settle each of your debts.
They also don’t charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. This varies depending on the amount that you are able to save each month.
Additionally, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, the claim may depend on your situation. Some customers have even talked about saving between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Furthermore, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief, you may also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit without having to go into debt again. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor using their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with the credit card you use. If you’re trying to increase your credit score, it may set you back while you’re finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website for clients however, it appears outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on those types of services. Moreover the 20% service cost is cheaper than most companies that offer an additional 25% charge. There is no upfront payment, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which will make it easier to monitor your progression.
However, they have a good support team, and you can reach them not just via email but by phone or by submitting an e-ticket. Which Of The Following Court Can Relief Taxpayer Of Tax Liability Without Payment
If your debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
FAQ Which Of The Following Court Can Relief Taxpayer Of Tax Liability Without Payment
How long will it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that will assist you with issues such as delinquent payroll taxes and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.