Has your debt increased lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can help you control the majority of your debt so that you can finally take a couple of w
orries off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt is used and the problems it can help you solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Where To Put Subscription To Professional Body In Be Form For Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that will assist you in becoming financially secure.
It all begins by requesting a free savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt will be the one to answer all of the calls from your creditors. They will be the ones who determine what you will pay for your repayment based on the status of your finances. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors so that you can get better rates when you deposit money to your savings account, which in turn, will process to pay off the creditors. The plans they offer can help you pay off the debt in two years.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is login to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards and also lines of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to ask questions during their free meeting with their debt counselor.
The best part about their program is that you will only pay the fees when your debt is paid off. All you need to sign up for any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to solve various tax issues such as garnishments on wages as well as tax penalties for personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
They offer different options in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
Although debt settlement is their specialization, they don’t cater to all types of settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to a physical item.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states in the event that you have a debt to the IRS. There are tax experts from the federal government to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some instances, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
Also, they do not charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies in relation to the amount you can save up per month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
However, the claim may vary, depending on your situation. Some customers have even talked about saving 50% to 80%.
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The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done with the debt settlement program you can join their credit repair program.
It’s a great way to restore your credit score without going back into debt. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. So if you’re trying to improve your standing on credit scores, you may cause you to delay finishing your debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. Moreover, their 20% service fee is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to track your performance.
They do have a good support team that you can contact them, not only via emails but also by phone or sending an e-ticket. Where To Put Subscription To Professional Body In Be Form For Tax Relief
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they offer are available in your state.
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FAQ Where To Put Subscription To Professional Body In Be Form For Tax Relief
How long does it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief to help you with problems such as delinquent payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.