Has your debt been piling up lately? Are you exhausted from trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, your best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you are able to take couple of things off your mind.
But for some people the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Where Is Tax Relief Check
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide other services that can help you be more financially secure.
It all begins with requesting a free online savings estimate. This service is very confidential and they will not be doing a credit check. With this estimate of savings you’ll learn more about your other options in your journey to be debt-free.
Savings estimates, as mentioned before, gives you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the agency to answer all of the calls from your creditors. They’ll also be the ones who will determine conditions of the settlement depending on the condition of your financial situation. In determining which option is the best to you, this can be a lump-sum settlement or a payment plan.
Additionally they will work with creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will be processed to pay creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal to track your development.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills credit cards as well as lines of credit. They are also able to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their plan is that you will only pay the fees when your debt is paid off. All you have to sign up to some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documentation They will also gather all the documents you’ll require to file tax returns.
With this program, you will be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing, which depends on the amount you must settle.
They have different solutions for the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types in debt resolution. CuraDebt is only focused on unsecured debt. They can’t help you if your loan or debt is linked to an item that is physical.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling your medical debt. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating any loans they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies according to the amount you can save up per month.
Also, they claim you can save as much as 30% if you include their charges into your calculation.
However, the claim may vary, depending on the situation. Some clients even mentioned saving 50 to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished by the program for debt relief you may join their credit repair program.
It’s a great option to rebuild the credit rating without going in debt again. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any creditor violations with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . If you’re trying to build a better standing on credit scores, you might delay you from finishing your credit card debt.
CureDebt doesn’t even offer a mobile application. Although they have a website for clients, it looks old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. Additionally the 20% service fee is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that would make it easier to monitor your progression.
They do have a great support team that you can contact them not just via email but by phone or by submitting an electronic ticket. Where Is Tax Relief Check
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they provide are in your area.
FAQ Where Is Tax Relief Check
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs to assist you with issues such as late payroll taxes and garnishments of wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.