Have your debts been piling up lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can assist you in managing 80% of your debts so that you can take couple of things off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Where Is My Va Relief Tax Check
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer additional services to help you be more financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential and won’t be doing a credit check. With this savings estimate you’ll discover more about options towards debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the agency to handle all of the calls from your creditors. They’ll be the ones who negotiate conditions of the settlement based on the status of your financial situation. In determining which option is the most effectively for you, it can be a lump-sum settlement or an installment plan.
Furthermore, they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This in turn, will process to pay back creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans credit cards and also lines of credit. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Some violations can also result in having your debts also dismissed.
CuraDebt lets you repay debt for less than the amount you have. You can also ask questions during their free consultation with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees after your debt has been settled. All you need to sign up to any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require to file tax returns.
By using this program, you’ll be able to deal with the various types of tax problems like wage garnishments as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices that is based on the amount you’ll must settle.
They have different solutions in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialization however, they do not cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t assist you if your loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Additionally, this service is accessible to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating the student loans they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
Moreover, clients can expect to settle their debt from two to four years. This varies according to the amount you are able to save each month.
Also, they claim that you could save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on the situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done by the program for debt relief you can enroll in their credit repair program.
It’s an excellent option to rebuild the credit rating without going back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor using their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. Therefore, if you’re trying increase your credit score, it could cause you to delay finishing your obligations.
CureDebt does not have a mobile app. Although they have a website that clients can access, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. Additionally their 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to track your progress.
They do have a good support team and can be reached them not just via email but also via phone or sending an e-ticket. Where Is My Va Relief Tax Check
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Where Is My Va Relief Tax Check
What is the time frame to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs that can help you with problems like delinquent tax issues and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.