Are you experiencing debt that has increased lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they can assist you or put you in more debt.
According to their clients they can help you manage 80% of your debts so that you can finally take a couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Where Do I File Real Estate Tax Relief Richmond Va
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. However, they also offer other services that will help you be more financially stable.
The process begins by requesting a free online savings estimate. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll learn more about your options to debt-free.
Savings estimates, as mentioned before, gives you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the one to answer all of your creditors’ calls. They’ll be the ones who determine conditions of the repayment depending on the condition of your finances. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Additionally they will work with creditors to ensure that you have better rates as you deposit money to your savings account. This, in turn, will process to pay creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your performance.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. These include medical bills, personal loans, credit cards as well as line of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. You can also have questions answered during a free meeting with their debt counselor.
The best part about the program is that you’ll only pay the fees after your debt has been settled. All you have to sign up to some of their programs and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
Through this program, you will be able to resolve the various types of tax problems like garnishments on wages and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions in settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the debt or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students in negotiating the student loans they are owed.
Personal and payday loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your debts.
They also do not charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you can save up per month.
They also claim that you could save as much as 30% when you factor in their charges into your calculation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving 50 to 80percent.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. In addition they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent option to rebuild your credit without going in debt again. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the help of their own experts.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with your credit card. If you’re trying to increase your rating on your credit, this might cause you to delay getting rid of your obligations.
CureDebt does not have a mobile app available. While they do have a client website, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Moreover, their 20% service cost is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your performance.
However, they have a good support team that you can contact them not only through emails but also via phone or sending an e-ticket. Where Do I File Real Estate Tax Relief Richmond Va
If the debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they provide are in your state.
FAQ Where Do I File Real Estate Tax Relief Richmond Va
How long does it take to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems such as late payroll tax and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.