Have your debts increased lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve tried everything.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt , so you are able to take couple of worries off your shoulders.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company When Will Tax Relief Checks Come
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. However, they also offer additional services to aid you in becoming more financially secure.
It all begins by requesting a free online savings estimate. It is a completely private service, and they won’t conduct a credit inquiry. With this estimate of savings you’ll learn more about your options to debt-free.
Savings estimates, as mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration if you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt can be the one to handle all of your creditor’s calls. They’ll also be the ones that determine conditions of the payment based on the status of your finances. Based on what works most effectively to you, this can be a lump-sum settlement or the option of a payment plan.
Moreover they will also work with lenders to help you have better rates as you make deposits to your savings account. This, in turn, will process to pay the creditors. Their plans can help you settle the debt within two years.
Once you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal so that you can monitor your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans credit cards, and also loans. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The most appealing aspect of their plan is that you only be charged when your debt is paid off. All you need to sign up for one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documents They will also gather all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with various tax issues such as garnishments on wages as well as tax penalties for personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount you need to settle.
They offer different options in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their specialization but they aren’t able to provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They can’t help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off taxes that are due without any issues. Furthermore, this service is accessible across all 50 states, if you owe money in arrears to IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve the medical bills. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating the student loans they owe.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Also, they do not charge high costs either. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you save per month.
They also claim you can save up to 30% when you factor in their charges into your calculation.
However, the claim may differ based on your situation. Some customers even claimed to save 50 to up to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only a 20% fee while most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you could join their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go back into debt. The program is however designed different for every person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. If you’re trying to improve your standing on credit scores, you could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on those types of services. Additionally, their 20% service cost is lower than many businesses that charge the 25% cost. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to monitor your progress. When Will Tax Relief Checks Come
They do have a competent support staff, and you can reach them not just via email but also by phone or making an e-ticket. When Will Tax Relief Checks Come
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your area.
FAQ When Will Tax Relief Checks Come
How long does it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can help you with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower the amount of debt you have over time.