Has your debt increased lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because tried every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they are able to help or put you into more debt.
According to their customers, they can help you control 80% of your debt so that you can finally take a couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company When To Claim Eis Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. But they offer other services that will assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about options towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the one to take care of all your creditors’ calls. They’ll be the ones who will negotiate conditions of the settlement in accordance with the state of your finances. Depending on which works best for you, it could either be a lump sum settlement or the option of a payment plan.
Furthermore they will be working with the lenders to help you enjoy better rates when you make deposits to your savings account, which in turn, will process to pay off the creditors. Their plans can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you have to do is login to CuraDebts the client portal to monitor your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans, credit cards and line of credit. They can also be approached to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get support for most of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt advisor.
The best part about their program is that you only have to pay for the charges once your debt is settled. All you have to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to solve the various types of tax problems such as garnishments on wages and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions for paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to assist you if your debt or loan is tied to a physical item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to settle taxes that are due without difficulty. Furthermore, this service is accessible to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any loans they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
However, the claim may differ based on the situation. Some customers even claimed to save between 50% and 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you could also sign up for their credit repair program.
It’s an excellent method to improve the credit rating without going back into debt. However, the program lasts differently for each person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any creditor violations with the help of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . Therefore, if you’re trying increase your credit score, it may set you back while you’re working on your credit card debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears aged and simple. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more for these types of services. Additionally the 20% service charge is less expensive than the majority of businesses that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your performance.
But, they do have a good support team, and you can reach them not just via email but also via phone or submitting an e-ticket. When To Claim Eis Tax Relief
If the problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ When To Claim Eis Tax Relief
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that can assist you with issues like delinquent tax and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce your debt over time.