Are you experiencing debt that has been piling up lately? Are you exhausted from trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can help you or put you into more debt.
According to their customers, they can assist you in managing 80percent of your debt , so you can take couple of w
orries off your plate.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company When Is Tax Relief Paid On A Sipp
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer additional services to help you be more financially stable.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the agency to handle all of the calls from your creditors. They will also be the ones who negotiate conditions of the settlement in accordance with the state of your finances. In determining which option is the most effectively for you, it can either be a lump sum settlement or a payment plan.
Furthermore, they will be working with creditors so that you can have better rates as you transfer money into your savings account. This, is then processed to pay back creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they will allow you access to your data 24/7. All you have to do is sign in to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the different ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards and also loans. You can also approach them to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt advisor.
The greatest benefit of the program is that you’ll only have to pay for the charges once your debt is settled. All you need to sign up to any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documents, they will also collect all the documents you’ll require to file tax returns.
By using this program, you should be able to deal with different types of taxes such as garnishments on wages and tax penalties, personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount you have to pay.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your debt or loan is tied to an actual item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any problems. Furthermore, this service is available to all 50 states if you have a debt to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students negotiate any loans they are owed.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will depend on your specific situation. Some clients even mentioned saving between 50% and 80percent.
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Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25 percent.
Next, if you’re done in the process of debt resolution you can join their credit restoration program.
It’s an excellent option to rebuild your credit without having to go back into debt. However, the program runs differently for each person according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . If you’re trying to build a better credit score, it may delay you from working on your obligations.
CureDebt does not have a mobile app available. While they do have a website for clients but it’s outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on those types of services. In addition their 20% service fee is lower than many businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progress.
But, they do have a great support team, and you can reach them not only through emails but also via phone or submitting an electronic ticket. When Is Tax Relief Paid On A Sipp
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ When Is Tax Relief Paid On A Sipp
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can assist you with issues such as late payroll tax and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.
