Have your debts increased lately? Are you burnt out from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can help you or put you into more debt.
According to their clients, they can assist you in managing 80% of your debt so that you can finally take a couple of w
orries off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company What Tax Relief Can I Claim Uk
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer other services that can aid you in becoming more financially stable.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
The savings estimate, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the company to answer all of the calls from your creditors. They’ll also be the ones that will negotiate conditions of the repayment depending on the condition of your financial situation. Based on what works best to you, this could be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with creditors so that you can get better rates when you deposit money to your savings account. This is then processed to pay back creditors. The plans they offer can help you settle the debt within two years.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal to track your development.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards, and also lines of credit. They can also be approached to help settle any remaining balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can have questions answered during a free consultation with their debt advisor.
The greatest benefit of their plan is that you only have to pay for the charges after your debt has been settled. All you need to sign up for some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
By using this program, you’ll be able to solve the various types of tax problems such as garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you have to pay.
They have different solutions when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your loan or debt is linked to an actual item.
However, if you have the following types of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any issues. Furthermore, this service is available to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any student loans that they owe.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
They also don’t charge high charges either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
On average, this type of industry charges from 15% to 25%.
Additionally, customers can anticipate to settle their debts within two to four years. This varies in relation to the amount you can save up per month.
Also, they claim that you can save as much as 30% when you factor in their fees in your equation.
But this claim will also differ based on the situation. Some clients even mentioned saving between 50% and 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Additionally they only charge a 20% fee while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief you may also sign up for their credit restoration program.
It’s a great option to rebuild your credit without having to go in debt again. However, the program runs in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . Therefore, if you’re trying improve your rating on your credit, this might cause you to delay finishing your obligations.
CureDebt doesn’t even have a mobile app available. While they have a client website but it’s outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. Moreover, their 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
While they’ll provide you with an account so that you can track your progress, their website is not simple to navigate. CuraDebt isn’t even an app that will make it easier to look at your progress.
They do have a competent support staff and can be reached them not just via email but also by phone or making an e-ticket. What Tax Relief Can I Claim Uk
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ What Tax Relief Can I Claim Uk
How long will it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can help you with problems such as delinquent payroll tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.