Has your debt been increasing lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can help you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you can take couple of w
orries off your plate.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company What Is The Virginia Tax Relief Refund
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that can help you be more financially secure.
First of all, it begins with requesting a free online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll learn more about your options towards debt-free.
The savings estimate, as mentioned before, gives you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt will be the company to answer all of your creditors’ calls. They’ll also be the ones who will determine what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or an installment plan.
Additionally they will also work with creditors to ensure that you get better rates when you deposit money to your savings account, which in turn, will process to pay creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts the client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills, credit cards and also lines of credit. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive support for most claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. You can also ask questions during their free consultation with their debt advisor.
The best part about the program is that you only pay the fees after your debt has been settled. All you need to do is sign up with some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve the various types of tax problems such as garnishments on wages and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you’ll have to pay.
They have different solutions in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialty, they don’t offer all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Moreover, this type of service is available to all 50 states if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate the student loans they have to pay.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs depending on the amount that you are able to save each month.
They also claim that you could save as much as 30% by incorporating their costs into your calculations.
However, the claim may vary, depending on your situation. Some customers have even talked about saving 50% to 80percent.
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The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. In addition they only charge an amount of 20%, while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief you may also sign up for their credit restoration program.
It’s an excellent method to improve your credit score without having to go in debt again. The program is however designed different for every person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with your credit card. If you’re trying to increase your rating on your credit, this could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app. While they do have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Additionally, their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app, which would make it easier to monitor your progress.
However, they have a great support team and can be reached them not just via email but by phone or by sending an electronic ticket. What Is The Virginia Tax Relief Refund
If your debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services that they provide are offered in your state.
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FAQ What Is The Virginia Tax Relief Refund
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to assist you with issues such as late payroll tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.
