Has your debt been piling up lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or help you get into more debt.
According to their clients they can help you control the majority of your debt , so you are able to take couple of things off your mind.
For some, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company What Is The State Car Tax Relief In Va
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that can help you be more financially secure.
It all starts by requesting a no-cost online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to learn more about the other options in your journey to be debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the one to take care of all your creditor’s calls. They will also be the ones who determine conditions of the payment depending on the condition of your finances. Based on what works best to you, this could either be a lump sum settlement or an installment plan.
Additionally, they will be working with creditors to ensure that you enjoy better rates when you deposit money to your savings account, which is then processed to pay off the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills, credit cards and line of credit. You can also approach them to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. Additionally, you can have questions answered during a free consultation with their debt counselor.
The most appealing aspect of their program is that you’ll only have to pay for the charges after your debt has been settled. All you have to do is sign up with any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to solve various tax issues like garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if your debt or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is accessible across all 50 states, if you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students in negotiating any student loans that they have to pay.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to pay off their debts in two to four years. But, it also differs according to the amount you save per month.
Additionally, they claim you can save as much as 30% when you factor in their charges into your calculation.
However, this statement will differ based on your situation. Some customers even claimed to save between 50% and 80%.
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Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25%.
If you’re finished with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent method to improve the credit rating without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their own experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using . Therefore, if you’re trying build a better credit score, it could set you back while you’re working on your obligations.
CureDebt does not have a mobile app available. Although they have a website for clients however, it appears old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on these kinds of services. In addition their 20% service cost is cheaper than most firms that charge a 25% fee. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your performance.
They do have a good support team that you can contact them not just via email but also by phone or making an e-ticket. What Is The State Car Tax Relief In Va
If the credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your state.
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FAQ What Is The State Car Tax Relief In Va
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.
