Are you experiencing debt that has been piling up lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because tried everything.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the most asked companies. Many customers have asked if they can help you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you are able to take couple of w
orries off your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before beginning the review, you can go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company What Is The Homeowner Tax Relief Act 1
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. But they offer other services that will help you be more financially stable.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to learn more about the other options in your journey to be debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to take care of all the calls from your creditors. They will also be the ones that negotiate the terms of your repayment in accordance with the state of your financial situation. Based on what works best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Moreover they will also be working with lenders to help you enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay off creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to track your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills credit cards as well as lines of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt lets you settle debt with less than the sum you have. You can also have questions answered during a free consult with their debt advisor.
The most appealing aspect of their plan is that you will only be charged when your debt is paid off. All you need to do is sign up with some of their programs, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial records, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their forte, they don’t provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They can’t assist you if your loan or debt is linked to a physical item.
If you do have the following types of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In certain cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students negotiate any loans they owe.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs according to the amount you save per month.
They also claim you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on the situation. Some customers even claimed to save between 50% and 80percent.
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. In addition they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you can join their credit repair program.
It’s a fantastic method to improve your credit without having to go in debt again. However, the program runs differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . If you’re trying to increase your credit score, it may cause you to delay finishing your obligations.
CureDebt does not have a mobile app. Although they have a website for clients, it looks outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Moreover, their 20% service cost is lower than many businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app, which will make it easier to look at your performance.
However, they have a competent support staff, and you can reach them, not only via emails but by phone or by making an electronic ticket. What Is The Homeowner Tax Relief Act 1
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ What Is The Homeowner Tax Relief Act 1
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt has a tax relief program that can help you with problems such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.