Has your debt increased lately? Are you burnt out from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or put you into more debt.
According to their clients they can help you control 80% of your debts so that you are able to take couple of w
orries off your mind.
For some they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before beginning the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company What Is The Economic Growth And Tax Relief Reconciliation Act Of 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer other services that will assist you in becoming financially secure.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. With this estimate of savings, you will discover more about other options in your journey towards debt-free.
The savings estimate, as mentioned earlier, provides you with an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt is the one to take care of all your creditor’s calls. They’ll be the ones who determine conditions of the payment based on the status of your finances. Depending on which works most effectively for you, it could be either a lump sum settlement or a payment plan.
Moreover they will work with lenders to help you enjoy better rates when you transfer money into your savings account. This is then processed to pay back the creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards and line of credit. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may cause your debt to be removed as well.
CuraDebt lets you settle debt with less than the amount you have. Additionally, you can have questions answered during a free consultation with their debt advisor.
The most appealing aspect of their program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up for some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to deal with the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll must settle.
They have different solutions in paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although debt settlement is their specialty, they don’t offer all kinds of settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your credit or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Furthermore, this service is accessible to all 50 states if you owe money to the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate the student loans they owe.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
They also don’t charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs depending on the amount that you are able to save each month.
Additionally, they claim that you could save as much as 30% if you include their costs into your calculations.
However, the claim may depend on your situation. Some customers even claimed to save 50 to 80percent.
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Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you may join their credit restoration program.
It’s a fantastic method to improve your credit score without going in debt again. The program is however designed different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the help of their in-house experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with your credit card. So if you’re trying to improve your credit score, it might cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. In addition, their 20% service charge is less expensive than the majority of businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which would make it easier to look at your progress.
They do have a competent support staff and can be reached them not only through emails but also via phone or making an electronic ticket. What Is The Economic Growth And Tax Relief Reconciliation Act Of 2021
If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ What Is The Economic Growth And Tax Relief Reconciliation Act Of 2021
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt has a tax relief program to aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.
