Has your debt increased lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can help you or put you into more debt.
According to their customers, they can help you manage 80% of your debts so that you are able to take few things off of your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company What Is Sc Tax Relief Credit
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer additional services to help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. This service is very confidential and they will not conduct a credit inquiry. With this estimate of savings you’ll learn more about your options to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the agency to take care of all your creditor’s calls. They’ll be the ones who will determine conditions of the payment depending on the condition of your financial situation. Based on what works best for you, it can be a lump-sum settlement or the option of a payment plan.
Furthermore they will be working with creditors so that you can have better rates as you transfer money into your savings account. This, in turn, will be processed to pay back creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards as well as line of credit. They are also able to pay off any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get support for most cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, should it be possible. Some violations can also result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of the program is that you’ll only have to pay for the charges once your debt is settled. All you have to do is sign up with one of their plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
With this program, you will be able to resolve various tax issues like wage garnishments and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount you’ll have to pay.
They have different solutions for paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their specialization however, they do not offer all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Furthermore, this service is accessible to all 50 states if you have a debt to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating any loans they are owed.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. This varies depending on the amount that you save per month.
Also, they claim you can save as much as 30% if you include their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some customers even claimed to save 50% to 80percent.
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Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done in the process of debt resolution, you may also sign up for their credit repair program.
It’s a great way to restore your credit without having to go back into debt. However, the program runs different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations of creditor with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with . If you’re trying to improve your standing on credit scores, you may delay you from working on your obligations.
CureDebt does not have a mobile app. While they do have a client website however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Moreover the 20% service charge is cheaper than most companies that offer the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your performance.
They do have a competent support staff and can be reached them not just via email but also by phone or submitting an e-ticket. What Is Sc Tax Relief Credit
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they provide are in your state.
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FAQ What Is Sc Tax Relief Credit
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower your debt over time.