Has your debt been piling up lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can help you or put you in more debt.
According to their clients, they can help you control the majority of your debt so that you can finally take a couple of w
orries off your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company What Is Ohio Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. However, they also offer additional services to aid you in becoming more financially secure.
It all starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. With this savings estimate you’ll learn more about your alternatives towards debt-free.
This estimate of savings, which was mentioned previously, offers you an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt can be the company to handle all of the calls from your creditors. They’ll also be the ones that determine what you will pay for your settlement in accordance with the state of your finances. In determining which option is the most effectively for you, it could be either a lump sum settlement or an installment plan.
Moreover, they will work with creditors so that you can enjoy better rates when you make deposits to your savings account, which is then processed to pay back the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards and also line of credit. They are also able to pay off any remaining amount on business debts and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you own. Additionally, you can have questions answered during a free consult with their debt advisor.
The best part about the program is that you only pay the fees once your debt is settled. All you have to sign up for any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you’ll must settle.
They have different solutions for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They can’t assist you if your loan or debt is linked to an item that is physical.
If you do have one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating any loans they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you settle each of your debts.
They also do not charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt you settled through them.
In general, this type of industry charges from 15% to 25 percent.
In addition, customers can expect to settle their debt from 2 to 4 years. This varies in relation to the amount you can save up per month.
They also claim that you could save as much as 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on your situation. Some customers have even talked about saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while many companies charge 25%.
Next, if you’re done by the program for debt relief you could join their credit repair program.
It’s a fantastic way to restore the credit rating without going in debt again. However, the program runs in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any violations of creditor with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. Therefore, if you’re trying increase your credit score, it could delay you from finishing your obligations.
CureDebt doesn’t even have a mobile app available. While they have a website for clients however, it appears outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. In addition their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app that will make it easier to monitor your progress.
They do have a competent support staff that you can contact them not only through emails but also by phone or submitting an e-ticket. What Is Ohio Property Tax Relief
If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.
FAQ What Is Ohio Property Tax Relief
What is the time frame to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.