Are you experiencing debt that has been piling up lately? Are you burnt out from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because tried every thing.
In most cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they can assist you or put you in more debt.
According to their clients they can help you manage 80percent of your debts so that you are able to take couple of things off your mind.
For some, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company What Is Needed To Become A Tax Relief Form
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that can aid you in becoming more financially secure.
The process begins by requesting a free online savings estimate. The service is completely confidential, and they won’t be doing a credit check. With this estimate of savings, you will be able to learn more about the options towards debt-free.
Savings estimates, as mentioned before, gives you an idea of your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the agency to answer all of the calls from your creditors. They’ll also be the ones that will determine conditions of the settlement based on the status of your financial situation. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or an installment plan.
Furthermore they will be working with the creditors to ensure that you get better rates when you make deposits to your savings account. This, is then processed to pay the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you need to do is sign in to CuraDebts the client portal to track your progress.
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards, and line of credit. They are also able to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you repay debt for less than the sum you have. You can also ask questions during their free consultation with their debt counsellor.
The best part about their program is that you only have to pay for the charges once your debt is settled. All you need to sign up for any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents They will also gather all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages and tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing that is based on the amount you have to pay.
There are a variety of options when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty however, they do not provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle taxes that are due without any problems. Additionally, this service is offered to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students in negotiating the student loans they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you can save as much as 30% if you include their charges into your calculation.
However, this statement will vary, depending on the situation. Some customers even claimed to save between 50% and 80percent.
Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally they charge only an amount of 20%, while many companies charge 25 percent.
If you’re finished in the process of debt resolution you can join their credit repair program.
It’s a fantastic option to rebuild the credit rating without going in debt again. The program is however designed differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with your credit card. If you’re trying to increase your standing on credit scores, you may cause you to delay finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access, it looks old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. In addition their 20% service fee is lower than many businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that will make it easier to look at your performance.
They do have a competent support staff, and you can reach them, not only via emails but also via phone or sending an e-ticket. What Is Needed To Become A Tax Relief Form
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ What Is Needed To Become A Tax Relief Form
How long will it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can assist you with issues such as delinquent payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down your debt over time.