Has your debt increased lately? Are you tired of trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because been through everything.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their clients they can help you control 80% of your debts so that you can take couple of w
orries off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company What Is Curadebt
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. However, they also offer additional services to assist you in becoming financially secure.
First of all, it begins with requesting a free online savings estimate. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to discover more about other options in your journey to be debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt can be the one to handle all of the calls from your creditors. They will also be the ones that will negotiate conditions of the settlement based on the status of your financial situation. Depending on which works best for you, it can be either a lump sum settlement or an installment plan.
Furthermore they will work with lenders to help you have better rates as you deposit money to your savings account. This, in turn, will be processed to pay the creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you have to do is login to CuraDebts’ client portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards and also loans. They can also be approached to settle any outstanding balance on business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive support for most of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consultation with their debt counselor.
The greatest benefit of the program is that you only pay the fees when your debt is paid off. All you need to sign up for any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork to file tax returns.
By using this program, you’ll be able to resolve various tax issues such as wage garnishments, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
While debt settlement is their specialty, they don’t offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to a physical item.
If, however, you are in the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to pay your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states in the event that you owe money to the IRS. There are federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating any loans they owe.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs depending on the amount that you can save up per month.
Also, they claim that you could save as much as 30% by incorporating their fees in your equation.
However, this statement will vary, depending on your specific situation. Some customers have even talked about saving 50% to up to 80%.
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The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while many companies charge 25%.
If you’re finished in the process of debt resolution you may also sign up for their credit restoration program.
It’s an excellent option to rebuild the credit rating without going in debt again. However, the program lasts in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . If you’re trying to improve your rating on your credit, this could cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. Additionally their 20% service cost is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt does not have an app that will make it easier to monitor your progression.
They do have a great support team and can be reached them not just via email but also via phone or sending an e-ticket. What Is Curadebt
If the credit card is a major issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ What Is Curadebt
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.
