Have your debts increased lately? Are you exhausted from trying different financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can help you or put you into more debt.
According to their customers, they can help you manage 80% of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company What Is 310 Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. However, they also offer other services that can help you be more financially stable.
First of all, it begins by requesting a free savings estimate on the internet. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the one to take care of all the calls from your creditors. They will be the ones who negotiate the terms of your settlement in accordance with the state of your financial situation. Depending on which works best for you, it can be either a lump sum settlement or a payment plan.
Additionally they will also be working with creditors so that you can enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you have to do is login to CuraDebts Client Portal to track your development.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills, credit cards and loans. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost consultation with their debt counselor.
The best part about the program is that you will only be charged once your debt is settled. All you need to sign up to some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you’ll be able to deal with different types of taxes like wage garnishments and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They can’t help you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle taxes that are due without any issues. Additionally, this service is offered to all 50 states if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students with negotiating any student loans that they owe.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you can save up per month.
They also claim you can save up to 30% by incorporating their fees in your equation.
However, this statement will depend on your situation. Some customers have even talked about saving 50% to 80%.
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge a 20% fee while many companies charge 25%.
Then, if you’re done in the process of debt resolution you may also sign up for their credit repair program.
It’s an excellent way to restore your credit score without having to go into debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with the credit card you use. So if you’re trying to increase your credit score, it might set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app. While they do have a website for clients but it’s outdated and basic. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not credited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on those types of services. Additionally the 20% service cost is lower than many companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to look at your performance.
However, they have a great support team and can be reached them, not only via emails but by phone or by making an e-ticket. What Is 310 Tax Relief
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they provide are in your state.
FAQ What Is 310 Tax Relief
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs to help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.