Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, your best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can help you or put you into more debt.
According to their clients, they can help you manage 80% of your debt , so you are able to take few things off of your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before starting the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company What If I Can’T Remember How Much Property Tax Relief I Got
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. However, they also offer other services that will assist you in becoming financially stable.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and they will not be doing a credit check. By using this estimate of savings, you will learn more about your other options in your journey to debt-free.
Savings estimates, as mentioned earlier, provides you with an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the company to handle all of your creditors’ calls. They’ll also be the ones that negotiate what you will pay for your repayment based on the status of your finances. Based on what works most effectively to you, this can be either a lump sum settlement or a payment plan.
Additionally, they will work with creditors so that you can get better rates when you transfer money into your savings account. This, in turn, will process to pay off the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts the client portal to monitor your performance.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards, and also lines of credit. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance with the majority claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. You can also ask questions during their free consult with their debt counsellor.
The best part about the program is that you’ll only be charged once your debt is settled. All you have to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
By using this program, you should be able to deal with the various types of tax problems such as garnishments on wages and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing that is based on the amount that you’ll must settle.
There are a variety of options in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle taxes that are due without any problems. Additionally, this service is accessible to all 50 states if you have a debt to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also help resolve the medical bills. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any student loans that they have to pay.
Personal loans and payday loans are also eligible for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs according to the amount you save per month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also depend on the situation. Some clients even mentioned saving 50% to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you could enroll in their credit restoration program.
It’s a fantastic method to improve the credit rating without going in debt again. However, the program runs different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with . If you’re trying to build a better credit score, it may set you back while you’re getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they do have a website for clients however, it appears aged and simple. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Moreover their 20% service charge is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to monitor your progression.
They do have a good support team and can be reached them, not only via emails but also via phone or submitting an e-ticket. What If I Can’T Remember How Much Property Tax Relief I Got
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs that they provide are offered in your area.
FAQ What If I Can’T Remember How Much Property Tax Relief I Got
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems like delinquent taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower your debt over time.