Has your debt been increasing lately? Are you tired of trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debt , so you can finally take a couple of things off your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before starting the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company What Do I Do With My New York State Property Tax Relief Credit Letter
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer other services that will help you be more financially stable.
First of all, it starts by requesting a no-cost savings estimate online. It is a completely private service and won’t be conducting a credit screening. With this savings estimate, you will discover more about alternatives to debt-free.
This estimate of savings, as mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the company to take care of all your creditor’s calls. They’ll also be the ones who negotiate what you will pay for your settlement in accordance with the state of your finances. Based on what works best your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Furthermore they will also be working with creditors so that you can get better rates when you deposit money to your savings account. This in turn, will be processed to pay creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills credit cards, and lines of credit. They are also able to help settle any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate for back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The most appealing aspect of their program is that you’ll only be charged once your debt is settled. All you have to sign up to any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documentation, they will also collect all the necessary paperwork to file tax returns.
By using this program, you should be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although debt settlement is their specialty however, they do not offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Furthermore, this service is available to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students negotiate any loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
They also do not charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry charges from 15% to 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% by incorporating their charges into your calculation.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving between 50% and 80percent.
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The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only a 20% fee while most companies charge you 25%.
If you’re finished in the process of debt resolution, you may join their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go in debt again. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using the credit card you use. Therefore, if you’re trying build a better credit score, it might delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access, it looks old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more for these types of services. In addition, their 20% service charge is lower than many businesses that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that will make it easier to track your performance.
But, they do have a competent support staff and can be reached them, not only via emails but also via phone or sending an electronic ticket. What Do I Do With My New York State Property Tax Relief Credit Letter
If the credit card is a major problem, then we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your state.
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FAQ What Do I Do With My New York State Property Tax Relief Credit Letter
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that can assist you with issues such as late payroll tax issues and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to pay down the amount of debt you have over time.
