Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In most cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you control the majority of your debt so that you are able to take couple of things off your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for something that will aid you in settling your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company What Determines Property Tax Relief In New York
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide additional services to aid you in becoming more financially secure.
The process begins by requesting a free savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate, you will discover more about alternatives towards debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt can be the one to take care of all your creditors’ calls. They will also be the ones that determine what you will pay for your payment based on the status of your finances. Based on what works best to you, this can be either a lump sum settlement or the option of a payment plan.
Furthermore they will be working with creditors so that you can get better rates when you transfer money into your savings account. This in turn, will process to pay the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you have to do is login to CuraDebts the client portal to monitor your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills, credit cards and line of credit. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you own. They also allow you to have questions answered during a free consultation with their debt counsellor.
The greatest benefit of their program is that you only pay the fees once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial records They will also gather all the documents you’ll require for tax returns.
Through this program, you should be able to solve the various types of tax problems such as garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
They offer different options for paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty, they don’t provide all kinds of settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. They can however assist private students negotiate any loans they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. However, this also varies in relation to the amount you are able to save each month.
Additionally, they claim that you could save as much as 30% when you factor in their charges into your calculation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program, you could join their credit restoration program.
It’s a great option to rebuild your credit without having to go into debt again. The program is however designed in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any creditor violations using their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop paying with . So if you’re trying to increase your rating on your credit, this might delay you from working on your debt.
CureDebt does not have a mobile app. While they have a website that clients can access but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Moreover their 20% service fee is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app that would make it easier to track your progression.
However, they have a competent support staff and can be reached them, not only via emails but by phone or by submitting an e-ticket. What Determines Property Tax Relief In New York
If your credit card is a major problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ What Determines Property Tax Relief In New York
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can help you with problems such as late payroll tax and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.