Are you experiencing debt that has been increasing lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can help you control 80% of your debt , so you are able to take couple of things off your mind.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper review of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company What Counts As Tax Relief For Hurrican Eirm
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer additional services to help you be more financially stable.
The process starts by requesting a no-cost online savings estimate. This service is very confidential and they will not be doing a credit check. By using this estimate of savings, you will discover more about alternatives towards debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the company to handle all of the calls from your creditors. They’ll also be the ones that determine the terms of your payment depending on the condition of your financial situation. In determining which option is the most effectively for you, it can either be a lump sum settlement or a payment plan.
Moreover, they will be working with lenders to help you have better rates as you deposit money to your savings account, which in turn, will be processed to pay off creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is log in to CuraDebts the client portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans, credit cards and also loans. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their plan is that you’ll only pay the fees when your debt is paid off. All you need to sign up for some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you’ll be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount you’ll have to pay.
They have different solutions when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your loan or debt is linked to an item that is physical.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Moreover, this type of service is accessible across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts that can help you resolve these types of issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
Also, they do not charge high charges either. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. This varies depending on the amount that you save per month.
Also, they claim that you could save as much as 30% if you include their charges into your calculation.
However, the claim may depend on the situation. Some customers have even talked about saving between 50% and up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition, they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done in the process of debt resolution, you could join their credit restoration program.
It’s a great method to improve your credit without having to go back into debt. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . If you’re trying to increase your rating on your credit, this might delay you from working on your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website but it’s old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Moreover their 20% service charge is lower than many businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which would make it easier to track your performance.
They do have a competent support staff, and you can reach them, not only via emails but also via phone or sending an electronic ticket. What Counts As Tax Relief For Hurrican Eirm
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your state.
FAQ What Counts As Tax Relief For Hurrican Eirm
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that will help you with problems like delinquent tax and wage garnishments.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.