Has your debt increased lately? Are you exhausted from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In most cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can assist you or put you into more debt.
According to their customers, they can assist you in managing the majority of your debt so that you can take couple of things off your plate.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company What About Tax Relief Companies
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. They also provide additional services to aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the alternatives towards debt-free.
This estimate of savings, which was mentioned before, gives you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to take care of all the calls from your creditors. They will also be the ones that will determine conditions of the settlement in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment could either be a lump sum settlement or a payment plan.
Additionally they will also be working with creditors so that you can enjoy better rates when you make deposits to your savings account. This in turn, will be processed to pay back the creditors. Their plans can help you settle the debt within two years.
Once you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal to track your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans, credit cards and also loans. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The most appealing aspect of the program is that you’ll only be charged once your debt is settled. All you have to sign up to one of their plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
By using this program, you should be able to solve the various types of tax problems such as wage garnishments, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts are they able to help with?
Although debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Moreover, this type of service is accessible to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Also, they don’t charge high fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% by incorporating their fees in your equation.
However, the claim may differ based on your specific situation. Some clients even mentioned saving 50 to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Furthermore, they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program you may also sign up for their credit repair program.
It’s a fantastic way to restore the credit rating without having to go back into debt. However, the program runs different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations of creditor using their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. Therefore, if you’re trying improve your standing on credit scores, you could delay you from working on your debt.
CureDebt does not offer a mobile application. While they do have a client website but it’s outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on those types of services. Moreover, their 20% service charge is lower than many firms that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to look at your progress.
However, they have a competent support staff, and you can reach them not just via email but also via phone or submitting an e-ticket. What About Tax Relief Companies
If problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ What About Tax Relief Companies
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt has a tax relief program that will aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.
