Have your debts increased lately? Are you burnt out from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you manage the majority of your debt , so you can finally take a few things off of your mind.
But for some people the claims seem too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Wells Fargo Tax Relief Bonuses
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer additional services to assist you in becoming financially stable.
It all begins with requesting a free savings estimate online. It is a completely private service and won’t be doing a credit check. With this savings estimate you’ll discover more about options to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They’ll also be the ones that will negotiate the terms of your payment depending on the condition of your financial situation. Based on what works best your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Furthermore they will work with lenders to help you get better rates when you deposit money to your savings account, which in turn, will be processed to pay back creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is login to CuraDebts’ client portal to monitor your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans credit cards and also lines of credit. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of the program is that you will only pay the fees once your debt is settled. All you have to sign up for some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to resolve various tax issues such as wage garnishments and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They can’t assist you if your loan or debt is linked to an actual item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without difficulty. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate any student loans that they owe.
Payday loans and personal loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry charges from 15% to 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you save per month.
They also claim that you can save as much as 30% by incorporating their charges into your calculation.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving 50 to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25 percent.
Next, if you’re done in the process of debt resolution you may also sign up for their credit repair program.
It’s a fantastic way to restore your credit score without having to go in debt again. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also investigate any creditor violations with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . So if you’re trying to improve your standing on credit scores, you could cause you to delay getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. While they have a website for clients, it looks aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. Moreover their 20% service charge is lower than many firms that charge the 25% cost. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app, which will make it easier to look at your progress.
They do have a great support team that you can contact them, not only via emails but also via phone or submitting an e-ticket. Wells Fargo Tax Relief Bonuses
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Wells Fargo Tax Relief Bonuses
How long does it take to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief to help you with problems like delinquent tax issues and garnishments of wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.