Are you experiencing debt that has been piling up lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they are able to help or put you in more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a few things off of your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Weber County Tax Relief Program
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer other services that will help you be more financially stable.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the alternatives to be debt-free.
Savings estimates, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the company to handle all of your creditors’ calls. They will also be the ones that negotiate what you will pay for your settlement depending on the condition of your finances. In determining which option is the best to you, this can be either a lump sum settlement or an installment plan.
Additionally they will work with creditors so that you can enjoy better rates when you transfer money into your savings account, which is then processed to pay off creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal to monitor your development.
Before you can avail of the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills credit cards, and also line of credit. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Certain violations may result in having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you own. They also allow you to ask questions during their free consultation with their debt advisor.
The greatest benefit of their plan is that you only pay the fees when your debt is paid off. All you have to do is sign up with any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to resolve the various types of tax problems like garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
They offer different options in the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if the credit or loan is tied to an actual item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Moreover, this type of service is accessible across all 50 states, if you have a debt to the IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve your medical debt. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students negotiate the student loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
They also do not charge high costs either. On average, you’ll have to pay up to 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. But, it also differs according to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% if you include their charges into your calculation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. In addition they charge only a 20% fee while the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you can join their credit restoration program.
It’s an excellent method to improve the credit rating without having to go back into debt. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to increase your credit score, it may set you back while you’re working on your credit card debt.
CureDebt does not have a mobile app. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. In addition the 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which would make it easier to monitor your progression.
But, they do have a good support team and can be reached them, not only via emails but by phone or by sending an e-ticket. Weber County Tax Relief Program
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your area.
FAQ Weber County Tax Relief Program
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.