Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they are able to help or help you get into more debt.
According to their clients they can help you control 80percent of your debt , so you can finally take a few things off of your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, you can watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Wayne County Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer other services that will help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to handle all of your creditor’s calls. They will also be the ones who negotiate the terms of your settlement in accordance with the state of your finances. Depending on which works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Furthermore they will work with lenders to help you have better rates as you make deposits to your savings account, which in turn, will be processed to pay creditors. Their plans can help you pay off the debt in two years.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is log in to CuraDebts the client portal to monitor your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for the majority of types of debt. These include medical bills, personal loans credit cards, as well as line of credit. They are also able to pay off any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also ask questions during their free consultation with their debt counsellor.
The greatest benefit of their plan is that you will only be charged after your debt has been settled. All you need to sign up to any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to solve various tax issues such as wage garnishments and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount that you’ll have to pay.
There are a variety of options when it comes to paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to help you if your loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle taxes that are due without difficulty. Moreover, this type of service is offered to all 50 states in the event that you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any loans they have to pay.
Personal and payday loans also qualify for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Additionally, they do not charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25%.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs according to the amount you can save up per month.
Also, they claim that you can save up to 30% by incorporating their fees in your equation.
However, this statement will depend on the situation. Some clients even mentioned saving between 50% and 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution you can also sign up for their credit restoration program.
It’s a great method to improve your credit without going in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the assistance of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with . So if you’re trying to improve your standing on credit scores, you could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website but it’s outdated and basic. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. Additionally the 20% service cost is cheaper than most businesses that charge an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app that could make it easier for you to look at your progress.
However, they have a great support team that you can contact them not just via email but also via phone or making an electronic ticket. Wayne County Property Tax Relief
If the problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Wayne County Property Tax Relief
What is the time frame to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to reduce your debt over time.