Are you experiencing debt that has increased lately? Are you burnt out from trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, your best way is to approach professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt , so you can take few things off of your shoulders.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Washington Sales Tax Past Due Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer other services that can help you be more financially secure.
It all begins by requesting a free online savings estimate. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings you’ll discover more about options towards debt-free.
This estimate of savings, which was mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to answer all of the calls from your creditors. They will also be the ones that determine the terms of your settlement based on the status of your financial situation. Based on what works most effectively for you, it can be a lump-sum settlement or a payment plan.
Additionally they will also work with creditors to ensure that you have better rates as you make deposits to your savings account. This, is then processed to pay off creditors. Their plans can help you pay off the debt in two years.
After you’ve registered with them, they will provide you with access to your data 24/7. All you have to do is log in to CuraDebts Client Portal to track your development.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills credit cards, as well as line of credit. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can have questions answered during a free meeting with their debt counselor.
The greatest benefit of the program is that you will only pay the fees after your debt has been settled. All you need to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
With this program, you will be able to resolve various tax issues such as garnishments on wages, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll have to pay.
They have different solutions in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their forte but they aren’t able to provide all kinds in debt resolution. CuraDebt concentrates on unsecured debt. They won’t be able to help you if your debt or loan is tied to an item that is physical.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle taxes that are due without any problems. Additionally, this service is offered to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt will also help you resolve the medical bills. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate any student loans that they have to pay.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20% of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies according to the amount you save per month.
Additionally, they claim that you could save up to 30% if you include their costs into your calculations.
However, the claim may depend on your situation. Some customers even claimed to save between 50% and up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge a 20% fee while the majority of companies charge 25%.
If you’re finished by the program for debt relief, you could also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without going into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor using their in-house experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with . Therefore, if you’re trying build a better rating on your credit, this may cause you to delay getting rid of your debt.
CureDebt doesn’t even have a mobile app available. While they have a website for clients, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more for these types of services. Additionally the 20% service charge is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment, and you will only have to pay when the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that could make it easier for you to track your progression.
They do have a great support team, and you can reach them, not only via emails but also via phone or submitting an e-ticket. Washington Sales Tax Past Due Relief
If the debt is a big problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ Washington Sales Tax Past Due Relief
What is the time frame to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt offers a program for tax relief to help you with problems such as delinquent payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.