Have your debts been piling up lately? Are you exhausted from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can help you control 80percent of your debt , so you can take couple of w
orries off your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Washington Dc Tax Relief Estate Tax
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. They also provide other services that can help you be more financially stable.
It all begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the other options in your journey towards debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to answer all of your creditors’ calls. They will be the ones who will determine what you will pay for your repayment in accordance with the state of your finances. Based on what works best your situation, the payment could be a lump-sum settlement or a payment plan.
Furthermore they will also be working with creditors so that you can have better rates as you transfer money into your savings account. This, is then processed to pay creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to track your performance.
Before you can avail of their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans credit cards and lines of credit. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you repay debt for less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The greatest benefit of their plan is that you will only be charged once your debt is settled. All you have to do is sign up with any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to deal with different types of taxes like garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any issues. Moreover, this type of service is offered to all 50 states in the event that you owe money towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In some instances you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating any loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
They also do not charge high fees as well. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
Also, they claim that you could save as much as 30% if you include their charges into your calculation.
However, this statement will differ based on the situation. Some customers even claimed to save between 50% and 80%.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas many companies charge 25%.
Next, if you’re done with the debt settlement program you can join their credit repair program.
It’s an excellent method to improve your credit without having to go into debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any violations by creditors with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying increase your rating on your credit, this could cause you to delay getting rid of your debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on these kinds of services. In addition their 20% service cost is lower than many businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that would make it easier to monitor your progression.
However, they have a good support team and can be reached them not only through emails but also by phone or sending an e-ticket. Washington Dc Tax Relief Estate Tax
If your debt is a big problem, then we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your area.
FAQ Washington Dc Tax Relief Estate Tax
How long does it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt provides tax relief programs to assist you with issues such as late payroll taxes and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.