Has your debt been increasing lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can help you or put you into more debt.
According to their clients they can assist you in managing 80percent of your debt , so you are able to take few things off of your plate.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In this case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Was There A 2021 Tax Relief Check
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that will aid you in becoming more financially secure.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your options towards debt-free.
The savings estimate, as mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the agency to answer all of your creditor’s calls. They will be the ones who will negotiate conditions of the repayment based on the status of your finances. Based on what works most effectively for you, it can be a lump-sum settlement or a payment plan.
Moreover they will work with creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will be processed to pay back creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills credit cards and also loans. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive support for most claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can ask questions during their free consult with their debt counsellor.
The best part about their plan is that you’ll only be charged after your debt has been settled. All you have to sign up for some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to solve various tax issues such as garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options when it comes to paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their specialty however, they do not provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the debt or loan is tied to a physical item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without difficulty. Additionally, this service is available to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs according to the amount you save per month.
Additionally, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, the claim may vary, depending on your situation. Some customers even claimed to save 50% to 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you may enroll in their credit restoration program.
It’s a great way to restore your credit without having to go in debt again. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any violations of creditor with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with . If you’re trying to increase your standing on credit scores, you might set you back while you’re finishing your credit card debt.
CureDebt also doesn’t offer a mobile application. While they do have a client website but it’s old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more for these types of services. Additionally the 20% service fee is lower than many firms that charge the 25% cost. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your progression.
But, they do have a competent support staff that you can contact them not just via email but by phone or by making an electronic ticket. Was There A 2021 Tax Relief Check
If the credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
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FAQ Was There A 2021 Tax Relief Check
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent tax and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.
