Has your debt increased lately? Are you burnt out from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or put you into more debt.
According to their customers, they can help you manage 80% of your debt , so you can finally take a couple of w
orries off your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Wake County Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. They also provide additional services to assist you in becoming financially stable.
It all begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings you’ll be able to learn more about your other options in your journey to debt-free.
This estimate of savings, which was mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt can be the one to answer all of your creditor’s calls. They will also be the ones that determine conditions of the payment depending on the condition of your financial situation. In determining which option is the most effectively to you, this can either be a lump sum settlement or an installment plan.
Moreover they will also work with lenders to help you have better rates as you make deposits to your savings account. This, in turn, will be processed to pay back the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal so that you can monitor your progress.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills credit cards, and also line of credit. You can also approach them to help settle any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the sum you have. You can also have questions answered during a free consult with their debt counselor.
The best part about their plan is that you will only be charged after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you’ll be able to resolve different types of taxes like wage garnishments, tax penalties, personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount you have to pay.
They have different solutions for settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to cater to all types of settlement. CuraDebt is only focused on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to pay taxes that are due without any issues. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve the medical bills. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating the student loans they are owed.
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
Also, they do not charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. This varies depending on the amount that you save per month.
They also claim that you can save up to 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25 percent.
If you’re finished in the process of debt resolution you could also sign up for their credit repair program.
It’s an excellent method to improve your credit without going back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. Therefore, if you’re trying increase your rating on your credit, this might cause you to delay working on your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website for clients, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Moreover the 20% service charge is cheaper than most businesses that charge the 25% cost. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account that allows you to track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progress.
But, they do have a competent support staff and can be reached them not just via email but also via phone or submitting an e-ticket. Wake County Property Tax Relief
If the problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Wake County Property Tax Relief
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt offers a program for tax relief that will help you with problems like delinquent taxes and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.