Has your debt been piling up lately? Are you burnt out from trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients they can help you manage 80% of your debt , so you can take few things off of your mind.
For some they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Virginia Tax Relief 2021
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer additional services to help you be more financially secure.
It all starts by requesting a no-cost online savings estimate. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
Savings estimates, as we’ve mentioned previously, offers you an insight into your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the company to take care of all your creditor’s calls. They will be the ones who will negotiate the terms of your payment in accordance with the state of your financial situation. In determining which option is the best for you, it could be either a lump sum settlement or the option of a payment plan.
Additionally they will also work with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay off creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your performance.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards and lines of credit. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive assistance for the majority claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the sum you have. Additionally, you can have questions answered during a free consult with their debt advisor.
The greatest benefit of their plan is that you only be charged when your debt is paid off. All you have to do is sign up with some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you will be able to solve various tax issues like garnishments on wages, tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options when it comes to paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Furthermore, this service is available to all 50 states if you owe money to the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating the student loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25 percent.
Moreover, clients can expect to settle their debt from two to four years. This varies in relation to the amount you are able to save each month.
They also claim that you can save up to 30% when you factor in their charges into your calculation.
However, this statement will differ based on your situation. Some customers have even talked about saving 50% to 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only an amount of 20%, while many companies charge 25%.
If you’re finished with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. So if you’re trying to build a better standing on credit scores, you might delay you from getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a client website however, it appears outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. Moreover the 20% service charge is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to track your performance. Virginia Tax Relief 2021
However, they have a great support team and can be reached them, not only via emails but also by phone or sending an e-ticket. Virginia Tax Relief 2021
If your debt is a big problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they offer are available in your state.
FAQ Virginia Tax Relief 2021
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt provides tax relief programs that can aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.