Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients they can help you manage 80% of your debts so that you can finally take a few things off of your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Virginia Real Property Tax Relief Disabilities
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that will help you be more financially stable.
It all starts by requesting a no-cost savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll discover more about alternatives towards debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt will be the one to handle all of the calls from your creditors. They will also be the ones that determine conditions of the repayment in accordance with the state of your finances. Depending on which works most effectively your situation, the payment can be either a lump sum settlement or an installment plan.
Additionally they will also work with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay the creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to monitor your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans credit cards and loans. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The greatest benefit of their plan is that you only pay the fees after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to deal with the various types of tax problems like garnishments on wages as well as tax penalties for personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
They offer different options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their forte, they don’t provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if your credit or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve any medical-related debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. They can however assist private students with negotiating any loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% by incorporating their fees in your equation.
However, this statement will vary, depending on the situation. Some customers even claimed to save between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally they charge only a 20% fee while many companies charge 25 percent.
If you’re finished in the process of debt resolution, you could join their credit repair program.
It’s a fantastic way to restore your credit without going back into debt. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also look into any violations by creditors using their own experts.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . So if you’re trying to increase your rating on your credit, this may set you back while you’re working on your obligations.
CureDebt does not offer a mobile application. While they do have a website for clients but it’s old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on those types of services. Moreover, their 20% service charge is lower than many businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progress.
They do have a great support team, and you can reach them not only through emails but also via phone or submitting an e-ticket. Virginia Real Property Tax Relief Disabilities
If the credit card is a major issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your area.
FAQ Virginia Real Property Tax Relief Disabilities
What is the time frame to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program that can help you with problems such as late payroll tax and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with the team and pay the required payments to reduce the amount of debt you have over time.